Is Debt Consolidation a Good Idea?
If you’re struggling with credit card debt, you’re far from alone. According to the latest statistics from financial website NerdWallet, in the second quarter of 2012, an estimated 46.7% of U.S....
View ArticleWhat to Do When Your Bank Branch Closes
Is your bank closing your local branch? Don’t be surprised at what is now becoming a common occurrence. A story on bank branch closings in Mississippi’s Clarion-Ledger cites an SNL Financial study...
View ArticleTarget-Date Funds: What You Need to Know
It’s highly likely your 401(k) or IRA offers a target-date fund as an investment option, as do 98% of the workplace plans managed by Fidelity Investments, covering 11.6 million savers. Almost half of...
View ArticleCreating a Budget for Your College Student
Many students heading off to college will be managing their money for the first time. If you’re contributing to your child’s college education, you’ll undoubtedly want to make sure your money is being...
View ArticleDoes Buying a Home Before Your House Sells Make Sense?
Many homeowners wait to search for a new house until their current house sells. But these days, houses can spend months on the market. While putting a contingency offer on a new home is an option,...
View ArticleThe Road from Bankruptcy Back to Home Ownership
What if you want to buy a home, but you have a bankruptcy on your credit report? You may be worried that you won’t be able to convince a mortgage lender to provide you with a home loan. There’s good...
View ArticleRetirement Savings for Stay-at-Home Parents
Many families choose to have one spouse stay at home to take care of their children or aging parents. Dropping out of the workforce may remove the option of contributing to a company-sponsored 401(k) —...
View ArticleWhat You Need to Know About Qualifying for a Mortgage Refinance Today
Mortgage rates continue to plummet every month to record-breaking lows, making it an extremely tempting time to refinance. Qualifying for a refinance and snagging an incredibly low rate, however, may...
View ArticleDo You Need a Buyer’s Agent?
When you’re buying a new home, should you handle the purchase yourself, or use the assistance of a buyer’s agent? That’s one of the decisions you’ll have to make when you begin the homebuying process....
View ArticlePaying Off Your Mortgage Early
You know that a hefty portion of each monthly mortgage loan payment goes toward interest, but you might be surprised to learn just how much interest you’ll pay over the full life of a typical loan....
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